Student Dissertation

Agency : Mukhyamantri Amritam Yojna, State funded Insurance scheme, BPL insurance beneficiaries, BPL patients, out of pocket expenditure

Objective : 1.To assess the level of knowledge among MA beneficiaries about MA Yojana 2.To measure the satisfaction level of MA beneficiaries after availing treatment under MA Yojana 3.To assess the direct out of pocket expenditure of beneficiaries while availing treatment under MA Yojana

Background : Mukhyamantri Amrutum Yojana provide tertiary care treatment to Below Poverty Line (BPL) population for catastrophic diseases. The State Government of Gujarat has launched a medical care scheme called Mukhyamantri Amrutum “MA” Yojana since 4th September 2012. This study aims to assess the knowledge of Mukhyamantri Amrutum (MA) Yojana beneficiaries regarding MA Yojana and to measure their satisfaction level after their utilization of the Scheme at U. N. Mehta Institute of Cardiology and Research Centre, Ahmedabad. Mukhyamantri Amrutum (MA) Yojana has been operational since 4th September 2012. The objective of the scheme is to improve access of BPL families to 25 quality medical and surgical care for the treatment of identified diseases involving hospitalization, surgeries and therapies through an empanelled network of health care providers.

Methodology : The study was a cross sectional analytical study. The study was conducted from February, 2014 to April, 2014 in U.N. Mehta Institute of Cardiology and Research Centre, Ahmedabad. The patients enrolled under MA Yojana and who have got treated in U.N. Mehta Institute of Cardiology and Research Centre, Ahmedabad from 1st February 2014 to 31st March 2014. A sample size of 263 was achieved out of a total population of 825 patients who got treated at U.N. Mehta Institute of Cardiology and Research Centre, Ahmedabad from 1st February 2014 to 31st March 2014. Systematic random sampling was done to achieve this; every 3rd person was interviewed till the sample size was achieved. Primary data was collected through questionnaires via telephonic and face to face interview with the target respondents and Secondary data was collected through list of patients from data base.

Findings : It was observed that basic knowledge about the Scheme, 100% of respondents knew about the scheme but about 8% of respondents didn’t knew that newborns were also covered and also that newborn were covered up to 1 year. About 95% of respondents said that they were attended well by the attending Physician and Staff Nurse and were satisfied with the food quality of the free food given to them. When asked about the satisfaction level of the beneficiaries, almost 85% of respondents said that they were satisfied with the scheme while rest 15% said that they were either somewhat satisfied or unsatisfied with the scheme.

Recommendations :

1.Awareness levels regarding all the benefits of MA Yojana need to be increased by intensive IEC activities. 2. During hospitalization, an information booklet containing detailed information about the Scheme, for example, number of procedures covered, claim load, number of empanelled hospitals may be provided in the local language to the patient.


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